UPAY is a cryptocurrency based on Binance Smart Chain that provides end-to-end services through online and offline merchants at home and abroad as a remittance, exchange, and payment platform, and users can use cryptocurrency as a payment method in the UPAY ecosystem (merchants, etc.).

Efforts to connect cryptocurrency to real assets are ongoing and are gaining traction for ability to lower fees and eliminating the risk of double payments. However, there are essential conditions for stable crypto payments. UPAY's parent company has years of experience operating in the electronic settlement market (fiat currency) and is in the process of building its own cryptocurrency payment process by owning payment facilities, card merchants, and payment settlement systems. This will be applied to the global market at the same time and will be activated as the UPAY ecosystem by linking with numerous crypto projects.

And any other competitors compete on various aspects, including transaction fees, supported cryptocurrencies, ease of integration, security features, and additional services such as conversion to fiat.

However, there are scalability issues due to the lack of technology such as card merchants, country-specific payment settlement systems, etc. and lack of experience in the offline market, which UPay plans to build an integrated marketplace for cryptocurrency payments for both online and offline markets in the long term.

https://www.u-pay24.net/

UPAY, which currently has a payment process related to UPAY E-wallets, can easily provide the process to customers. Therefore, customers can purchase goods and services at any time if they conveniently charge the cryptocurrency they own in a UPAY E-wallet.